Negative Interest Rates

Nominal interest rates are currently below zero in many countries, including Germany, Denmark, Switzerland, Sweden, and Japan. With new acronyms like ZIRP (Zero Interest Rate Policy) and NIRP (Negative Interest Rates Policy), these levels have turned the common belief that zero is the lower bound for such rates on its head. While negative interest rates […]

Presidential Elections and the Stock Market

Next month, we head to the polls to elect the next president of the United States. Unless you don’t watch the news or spend time on social media, you know how heated this presidential election cycle has become. While the outcome is unknown, one thing is for certain: there will be a steady stream of […]

Should Recent Events Change your Investment Strategy?

Should recent events change your investment strategy? Should anticipated future events change your investment strategy? When news breaks and markets move, content-starved media often invite talking heads to muse on the repercussions. Knowing the difference between this speculative opinion and actual facts can help investors stay disciplined during purported “crises.” At the end of June […]

Positive News Articles

Where are all the positive news articles? Do you ever listen to the news and find yourself thinking that the world has gone to the dogs? The roll call of depressing headlines seems endless. But look beyond what the media calls news, and there also are a lot of things going right. It’s true the […]

Low Cost Index Funds

Low cost index funds are an innovative solution for investors that provide diversified investments at low fees. On any given day, an investor can observe the performance of indices from providers such as MSCI,1 S&P,2 or Russell3—and that means it’s easy to monitor whether or not an index fund manager replicated the index’s performance (gross […]