Like most industries today, the financial services industry is rapidly being shaped by technology,
which is literally changing the way we do business. To be successful in this environment, we must
continue to insure that our customers are confident that we will manage their financial affairs
expertly and confidentially.

At Coastal Wealth Advisors, LLC., our customers have access to a broad range of products and
services from investments, annuities, to insurance. To deliver these products and services as
effectively and conveniently as possible, it is essential that we use technology to manage and
maintain certain customer information.

We want to assure all of our customers that whenever information is used, it is done with
discretion. The safeguarding of customer information is an issue we take seriously at Coastal
Wealth Advisors, LLC. To affirm our continuing commitment to the proper use of customer
information, we have set forth the following Privacy Principles. It is these Privacy Principles that
guide us in serving the privacy needs of our customers.

1. Recognition of a Customer’s Expectation of Privacy: At Coastal Wealth Advisors, LLC.,
we believe the confidentiality and protection of customer information is one of our
fundamental responsibilities. And while information is critical to providing quality service, we
recognize that one of our most important assets is our customers’ trust. Thus, the
safekeeping of customer information is a priority for Coastal Wealth Advisors, LLC.

2. Use, Collection, and Retention of Customer Information: Coastal Wealth Advisors, LLC.
limits the use, collection, and retention of customer information to what we believe is
necessary or useful to conduct our business, provide quality service, and offer products,
services, and other opportunities that may be of interest to our customers. Information
collected may include, but is not limited to: name, address, telephone number, tax
identification number, date of birth, employment status, annual income and net worth.

3. Maintenance of Accurate Information: Coastal Wealth Advisors, LLC. recognizes that it
must maintain accurate customer records. Therefore, Coastal Wealth Advisors, LLC. has
established procedures to maintain the accuracy of customer information and to keep such
information current and complete. These procedures include responding to requests to
correct inaccurate information in a timely manner.

4. Limiting Employee Access to Information: At Coastal Wealth Advisors, LLC., employee
access to personally identifiable customer information is limited to those with a business
reason to know such information. Employees are educated on the importance of maintaining
the confidentiality of customer information and on these Privacy Principles. Because of the
importance of these issues, all Coastal Wealth Advisors, LLC. employees are responsible for
maintaining the confidentiality of customer information and employees who violate these
Privacy Principles will be subject to disciplinary measures.

5. Protection of Information via Established Security Procedures: Coastal Wealth Advisors,
LLC. recognizes that a fundamental element of maintaining effective customer privacy
procedures is to provide reasonable protection against the unauthorized access to customer
information. Therefore, Coastal Wealth Advisors, LLC. has established appropriate security
standards and procedures to guard against any unauthorized access to customer
information.

6. Restrictions on the Disclosure of Customer Information: When it comes to sharing
customer information with unaffiliated companies, Coastal Wealth Advisors, LLC places strict
limits on who receives specific information about customer accounts and other personally
identifiable data. Coastal Wealth Advisors, LLC. may share information with such companies
if they provide a product or service that may benefit our customers. Whenever we do this, we
carefully review the company and the product or service to make sure that it provides value to
our customers.

We share the minimum amount of information necessary for that company to offer its product
or service. We may also share information with unaffiliated companies that assist us in
providing our products and services to our customers; in the normal course of our business
(for example, with consumer reporting agencies and government agencies); when legally
required or permitted in connection with fraud investigations and litigation; in connection with
acquisitions and sales; and at the request or with the permission of a customer.

7. Maintaining Customer Privacy in Business Relationships with Third Parties: If we
provide personally identifiable customer information to a third party with which we have a
business relationship, we will insist that the third party keep such information confidential,
consistent with the conduct of our business relationship.

8. Disclosure of Privacy Principles to Customers: Coastal Wealth Advisors, LLC.,
recognizes and respects the privacy expectations of our customers. We want our customers
to understand our commitment to privacy in our use of customer information. As a result of
our commitment, we have developed these Privacy Principles which are made readily
available to our customers. Customers who have questions about these Privacy Principles or
have a question about the privacy of their customer information should call Coastal Wealth
Advisors, LLC. at (843) 870-9568 or e-mail [email protected].

These Privacy Principles apply to individuals, and we reserve the right to change these Privacy
Principles, and any of the policies or procedures described above, at any time without prior
notice. These Privacy Principles are for general guidance and do not constitute a contract or
create legal rights and do not modify or amend any agreements we have with our customers.